Seller offering a $4,000 contribution toward HOA fees and/or buyer closing costs! The HOA includes Spectrum high-speed internet, premium cable, exterior building insurance, grounds and garden maintenance, pest control, and community pool care, providing exceptional value and convenience. Ideally situated adjacent to the tree-lined St. Joe Riverfront Walkway, this home offers easy access to scenic walking and biking trails, kayaking, and the waterfront lifestyle Florida is known for. Just minutes away, you'll find the charming shops, restaurants, cafés, and international dining options of European Village. The pristine beaches of the Atlantic Ocean are also only minutes away. Jungle Hut Beach Park is an 11 min bike ride or 5 min car ride. Inside, the spacious floor plan features generously sized bedrooms that easily accommodate king-size furniture, with each bedroom offering a walk-in closet. The primary suite is conveniently located on the first floor, creating comfortable single-level living. A brand-new washer and dryer are included, along with a central A/C system that is only four years old and an added dehumidifier for year-round comfort. Enjoy outdoor living from your private backyard patio or relax on the upstairs balcony overlooking the peaceful surroundings. Whether you're seeking a primary residence, vacation getaway, or investment opportunity ~ this property is fully Furnished and the community allows short term rentals. Live the carefree lifestyle while you are here and generate income while you travel to your other favorite places. This Harborside Village townhome delivers location, lifestyle, and value in one exceptional package.