AFFORDABLE MOVE-IN READY HOME IN A NON-FLOOD ZONE WITH OVERSIZED GARAGE, NEW ROOF, NEW HVAC, & IMPACT WINDOWS. Located in the Lake Maggiore neighborhood of St. Petersburg, this move-in-ready home offers 3 bedrooms, 1 bathroom, and an oversized one-car garage with many of the home's most expensive improvements already completed. Situated in a NON-FLOOD ZONE AND NON-EVACUATION ZONE where flood insurance is not currently required by federally backed lenders, the property combines affordability with long-term peace of mind in a convenient central location. Natural light fills the home throughout the day, complementing a functional layout designed for comfortable everyday living. The KITCHEN and BATHROOM were UPDATED IN 2022 with shaker cabinetry, updated countertops, appliances, modern fixtures, and durable luxury vinyl plank flooring throughout the home. The oversized primary bedroom provides additional space for a sitting area or reading nook, while the third bedroom offers flexibility as a guest room, home office, or bonus room with direct access to the backyard. Major improvements have already been completed, including a NEW ROOF (2025), NEW HVAC SYSTEM (2025), IMPACT-RATED WINDOWS (2022), AND NEW GUTTERS (2025), reducing future maintenance expenses for the next owner. The fully vinyl-fenced front and backyard create a private outdoor setting with a low-maintenance patio area for entertaining, pets, or gardening. The oversized garage provides abundant storage, in-unit laundry, and PLUMBING ALREADY IN PLACE FOR A FUTURE SECOND BATHROOM, offering additional flexibility and long-term value. A half-circle driveway provides convenient off-street parking. This home MAY QUALIFY FOR DOWN PAYMENT ASSISTANCE PROGRAMS, including programs available to eligible FIRST-TIME HOMEBUYERS OR HOME TOWN HEROS, making homeownership more attainable than many buyers realize. Conveniently located within minutes of Publix, Sprouts Farmers Market, ALDI, Starbucks, Chipotle, Downtown St. Petersburg, I-275, and the Gulf beaches, the home is also less than half a mile from Dell Holmes Park, featuring a waterfront splash pad, playgrounds, fishing docks, walking trails, and picnic pavilions. This property offers a rare combination of MAJOR SYSTEM UPGRADES, NON-FLOOD ZONE POSITIONING, FUTURE EXPANSION POTENTIAL, AND AN AFFORDABLE OPPORTUNITY TO OWN instead of rent in St. Petersburg.