Fully renovated 4-bedroom, 3-bath home with owner financing available — a rare opportunity with flexible terms. This move-in-ready property features modern finishes, thoughtful design, and the peace of mind of a home that did not flood. The updated kitchen showcases shaker cabinetry, quartz countertops, and stainless steel appliances. A dedicated dining room and bonus room provide flexible space for entertaining, a home office, or additional living. All three bathrooms have been fully remodeled with classic subway tile, rain showers, and handheld rinse wands. The spacious primary suite offers a spa-like retreat with a freestanding soaking tub. Additional upgrades include luxury vinyl flooring throughout, updated lighting and ceiling fans, a whole-house instant hot water heater, and a full-size front-load washer and dryer. The seller also has engineered plans to enclose the existing screened room, adding approximately 515 sq ft. With an approved buyer, the seller is willing to complete the addition at cost plus a small builder fee, creating an opportunity to customize and add value. Owner financing available. Seller open to lease option or rent-to-own. Contact listing agent for details.