UPDATED 2-BEDROOM CLEARWATER HOME WITH NO HOA, A 2021 HVAC SYSTEM, AN ATTACHED GARAGE, AND A LARGE SCREENED PATIO! Located in Flood Zone X, this move-in-ready block home features new luxury vinyl plank flooring throughout, fresh interior and exterior paint, an updated kitchen with brand-new stainless steel appliances, a refreshed bathroom, and a 2021 HVAC system. The functional layout includes a separate bonus room that can be used as a dining area, home office, den, or additional living space. Outside, the spacious screened patio provides plenty of room for relaxing, entertaining, or enjoying Florida's year-round outdoor living, with an additional private backyard beyond. Conveniently located near Downtown Safety Harbor, Downtown Dunedin, Clearwater Beach, Honeymoon Island, shopping, dining, parks, Tampa International Airport, and major commuter routes. No HOA and all financing considered, including FHA, VA, USDA, conventional, and cash. Some photos may be virtually staged. Property is shown unfurnished unless otherwise noted.