Escape to your own private retreat on 12.59 acres of beautifully wooded land in the gated Lake Harney Woods subdivision. Scenic pond, abundant wildlife, and room to live, work, and play. This solid poured concrete home offers 3 bedrooms, 3 bathrooms, and a 2-car garage with an open floor plan featuring a spacious family room, dining area, large kitchen, and an oversized Florida room. The primary suite includes a private slider leading to the backyard. Additional features include an inside laundry room, new roof, new air handler, and a new 82' deep well with water softener and chlorinator. Need space for toys or a business? You'll love the impressive 40'x60' detached shop with electricity and 30' barn doors. The property is fully fenced and includes access to the community boat ramp on Lake Harney, a 6,000-acre freshwater lake connected to the St. Johns River, offering endless boating and fishing opportunities. Eligible for USDA 0% down financing.