DOUBLE LOT NEAR PRIVATE BEACH – LOW 2.75 rate ASSUMABLE MORTGAGE OPPORTUNITY, Just down the street to deeded 1/3 mile private Gulf beach ferry access, this fully updated coastal home sits on a rare 16,000 sq ft double lot, offering exceptional flexibility for homeowners, investors, or buyers seeking space for boats, RVs, and future expansion. Option for it furnished. No Septic or water bills, No HOA or CDD costs The remodeled residence offers approximately 1,496 sq ft with a flexible 2–3 bedroom layout and 2 full baths 4 season porch, all fully air-conditioned and updated for comfortable coastal living. A major financial advantage for qualified buyers is the assumable 2.75 rate mortgage with approximately $169,000 remaining and a payment of about $772/month. With today’s mortgage rates significantly higher, this low-rate financing can provide substantial long-term savings of about $327,00 interest alone compared with obtaining a new loan at current market rates. In addition to the updated home, the property includes a possible buildable second lot. Comparable vacant parcels in the area have recently been valued in the $80K–$95K range, creating meaningful underlying land value and future flexibility for expansion, resale, or additional living space. Property highlights include: • 16,000 sq ft double lot • Potential buildable second parcel • Space for RV and boat parking • Fully remodeled interior • 1496sft air-conditioned living space • Flexible 2–3 bedroom layout • Approx. 1,000 ft to deeded private beach access • Assumable 2.75 interest mortgage (~$169K balance) for qualified buyers • Annual rental Income, Vacation or seasonal rental potential Let's make that deal work ! you never know. This unique property offers a rare combination of coastal lifestyle, land value, and financial opportunity just moments from the beach. “Property offers multiple buyer advantages including low-rate assumable financing, land value potential, and optional seller incentives.â€